Please read the following terms and conditions policy carefully before registering, accessing, browsing, downloading, or using any of the platforms (Website) owned and operated by M/S CYPHERSOL FINTECH INDIA PVT. LTD (hereinafter referred to as CYPHERSOL). .

M/S CYPHERSOL FINTECH INDIA PVT. LTD. having their registered office on the 105-107, Shree Raj Enclave Chs ltd, Near Seven Square Academy, Mira Road (East)-401107  has developed a website available at www.cyphersol.co.in named “CYPHERSOL” (hereafter referred to as the “Platform/ Website”). These terms and conditions will be enforceable to the same extent as the terms of a Physical contract and apply to all visitors, users, and others who access or use the services provided by us through our website. Our users (“you”, “your”, “yours”) agree and acknowledge that you have read the terms and conditions set forth below. If you disagree with any part of these terms and conditions or do not wish to be bound by these terms and conditions, you may not access the Services offered by us.

Through our platform, its users expressly agree to available services related to cutting-edge statement analyser software that empowers organizations to extract valuable information from their financial and operational data (‘Services’). Services offered by CYPHERSOL can be used by Tax Consultants, Direct Selling Agents, financiers, and businesses to filter data-driven insights. We offer business partners Safe, Accurate, Fast, and Efficient analysis so they may better serve their clients (“customers/ users”). These terms of use (“Terms and Conditions”) govern how you access and use the Platform, and Services provided by us. Please ensure that you read these Terms carefully as they constitute a binding agreement between you and us. 





       "WE", "OUR" and "US" refer to M/S CYPHERSOL FINTECH INDIA PVT.  our directors, investors, shareholders, officers, employees, affiliates, contractors, agents, licensors, partners, authorized representatives’ importers, or suppliers only.

       "YOU", "YOUR" and "USER" refer to any non-registered or registered individual or corporate body, or any other user of our platform CYPHERSOL

       “Website” refers to www.cyphersol.co.in, which is registered and owned by M/S CYPHERSOL FINTECH INDIA PVT. LTD.  and used as a medium to inform and communicate with the users of services provided by us.

       “Services” shall include all services extended/to be extended by CYPHERSOL including but not limited to cutting-edge statement analyzer software that empowers organizations to extract valuable information from their financial and operational data.

       “Authorisation” means approval of a Transaction by an Issuing Bank.

       “Account” refers to a bank account in the name of the Payer or Beneficiary maintained with an Issuing Bank or Beneficiary Bank, respectively, and is linked to the UPI ID of the Payer or the Beneficiary, respectively, and is used for a Transaction.   

       “Transaction” shall mean an electronic financial transaction undertaken using the Services provided by govt. authorized payment operator/ payment gateways or banks.

       “Processing Mechanism”  refers to the payment mechanism through the internet or such other mode of payment and delivery as may be notified by CYPHERSOL from time to time, including but not limited to Immediate Payment Service (IMPS), National Electronic Funds Transfer (NEFT), Real Time Gross Settlement (RTGS) and/or UPI (defined hereinafter).

       “UPI" means the Unified Payment Interface, which is a payment system that powers multiple bank accounts into a single payment network of participating banks permitting the merging of several banking features, seamless fund routing & merchant payments into one head.

       “Terms of use” or “Terms and Conditions” are interchangeably used and shall have the same meaning.



In order to use or access the Platform, you must be competent to enter into a contract under applicable laws. Your continued use of the Platform will mean that you represent and warrant to us that you are competent to enter into a valid and binding contract under applicable laws.

By accessing and using the services of our website you expressly acknowledge and agree that;

        You a legal person of 18 years of age or above;

        You are capable of entering into a contract /legally binding agreement;

        ⦁ You are a practicing Tax consultant, Direct Selling Agents, financiers, or any other professional having qualifications equivalent to or more than the above mentioned.  

        You, your employees, representatives, and agents accessing our services have the right, authority, and capability to enter into this Agreement abiding by all the provisions of the “terms of use” of our Services.

        You are not barred or otherwise legally prohibited from accessing or using the services of the CYPHERSOL website under the laws of India.

        ⦁ You are not impersonating any person or entity, or falsely stating your age or affiliation with any person or entity. 

        The mandatory information and officially valid document(s) “OVD”/document details mentioned by you are true & correct and belong to You.

        In the event of any violation of the terms and conditions, we reserve the right to suspend or permanently prevent You from availing of Services or using the website or any other platform owned, operated, or developed by CYPHERSOL.



        In order to access and use the Platform and services offered by CYPHERSOL, you can either create an account (‘User account’) or proceed as a guest user. To create an Account, you must provide us with the following information which includes but is not limited to your name, phone number, residential address, e-mail ID, or any other detail as required by our portal, which we may choose to authenticate with a one-time password sent on your applied e-mail Id or phone number. 

        You understand that you will be responsible for maintaining the confidentiality of your Account and details related to it such as your login ID and password and restricting access to your device from where you are using our platform, and you hereby accept responsibility for all the activities that occur on your Account created on our platform. 

        You understand that when you register to open your User Account or during a financial transaction, you agree to provide certain personal information and personal sensitive information about/related to you which may include without limitation personal information such as name, e-mail address, mobile number, mobile device information, geographical location, passwords, financial information, and other relevant details.

        You agree that any information you provide will always be accurate, correct, and up to date and some services may require you to share additional information which might include your personal information. Your information management shall be as per our Privacy Policy.

        You understand that you are solely responsible for any and all information and data that is provided by you and is uploaded via your Account or other means of input on the Platform (including, but not limited to, all personal information and search history).

        You understand that this website is a platform that facilitates Transactions (pay and collect Transactions) and other features available on the website such as UPI Payments, Bill Pay, UPI ATM, etc. which are offered by third-party.

        The scope of our Services, including the terms of use, is subject to amendments from time to time, which shall be notified to you upon any material amendments being implemented. Without prejudice to the generality of the foregoing, CYPHERSOL shall be entitled to undertake enhancements for customer experience and transaction security at its absolute discretion. For the avoidance of any doubt, it is clarified that enhancements may also be optimization procedures, both manual and machine learning-based, for different modes of payments in order to improve payment performance.

        You understand and accept that We reserve the right to terminate your Account without prior notice if you use the Platform in contravention of these Terms, or we cease to provide the Platform or other services therein. The information you provide to us shall be maintained in accordance with our Privacy Policy.

        You understand that we have granted you a limited, non-exclusive, non-transferable, non-sublicensable, revocable permission to access, and make use of the Platform, service, Information, and Products provided by us.

        You understand and agree that all Products and services available on our Platform are for your use only and shall not be resold, advertised, marketed, branded, or utilized for any related commercial purposes without our permission. 

        Your permission is limited to the extent that you have any permission to download, copy, or use the Information made available on the Platform that is related solely to your company or the company of your clients. All rights not expressly granted to you in these Terms are reserved and retained by us. We reserve the right, at our sole discretion and at any time, without notice, to terminate your permission to use the Platform, or Information and prevent your future access to the Platform. You agree to use the website only   

        You further agree to use data provided on our website in accordance with our  Privacy Policy.



It is advised to all the users of our platform to see all pricing of the services carefully before availing any services on our platform, as all such services and pricing are subject to change at our discretion. Unless otherwise stated, all the prices are exclusive of Goods and Service tax and all other applicable taxes, duties, and cesses (“Taxes”). You shall be responsible for the payment of all Taxes associated with purchases made on the Platform.







By accepting the terms and conditions, you accept the following;





You agree to indemnify, defend, and hold harmless CYPHERSOL its affiliates, employees, officers, directors, owners, licensee, and partners from and against all actions, claims, liabilities, damages, losses, costs, expenses, or fees including without limitation legal fees and expenses, arising out of, or in connection with;

       Your breach of this Terms of Use, Privacy Policy, and other Policies, or

       Your violation of any applicable law, rules, or regulations or the rights including but not limited to intellectual property rights, payment of statutory dues and taxes, fraudulent transactions, or other rights.

       any negligence by you or any of your agents, employees, licensees, contractors, or Customers;

We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and, in such case, you agree to cooperate with us. This clause shall survive the expiry or termination of these Terms.









The term "force majeure" as used herein means acts of God, acts of government, acts of terrorism, strikes, lockouts, or other industrial disturbances, acts of a public enemy, blockades, wars, insurrections, or riots, terrorism, epidemics, landslides, fires, storms, floods, explosions, technological failures, breaches, hacks, system vulnerabilities or incompatibilities, or other similar causes beyond the control of such party. Notwithstanding anything to the contrary contained herein, CYPHERSOL shall not be liable for any delays or failures in performance resulting from acts beyond its reasonable control.




       Notices- Notices to be issued pursuant to these Terms and Conditions shall be delivered to the registered address of the relevant Party as first mentioned herein, or such other address as may be notified by the relevant Party.

       Assignment-You shall not assign or transfer any right or obligation that may have accrued to you under these Terms, and any attempt to do so shall be null and void. At our sole discretion, we may assign or transfer any right or obligation that has accrued in our favor, without any restriction.

       Waiver-Unless otherwise expressly stated, any delay in our exercising any rights or remedies arising out of these Terms shall not constitute a waiver of rights or remedies and no single or partial exercise of any rights or remedies hereunder, shall prevent any further exercise of rights or remedies by us.

       Severability-If any of these Terms is held to be illegal or unenforceable, the validity, legality, and enforceability of the remaining provisions contained herein shall not in any way be affected or impaired thereby. Any such provision held to be invalid, illegal, or unenforceable shall be substituted by a provision of similar import reflecting the original intent of the parties to the extent permissible under applicable laws.



If you would like to contact us to understand more about this Policy or wish to contact us concerning any matter relating to individual rights and your Personal Information, you may send an email to support@cyphersol.co.in